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About TGP Funding
- Rates Starting At 7.50%, interest-only
- Commercial & Residential Investment Properties
- Up To 70% LTV
- 6 months – 5 year terms available
- Bad Credit OK (Asset Based Lender)
- Foreclosure Bailouts OK
TGP Funding is a private mortgage fund that originates hard money loans and bridge loans ranging from $500,000 to $10,000,000 on properties located in metropolitan and coastal areas.
Borrowers turn to San Diego hard money lender TGP Funding for a fast and reliable financing source. The hard money lender prides themselves on their transparency and professionalism, their rapid response time, and competitive pricing and terms. They fund hard money loans in about 4-10 days typically.
What do you want to do?

purchase real estate

refinance your loan

renovate a property

Why work with TGP Funding?
Integrity and transparency are core concepts we believe in at TGP Funding. Here are a few reasons our borrowers prefer to work with the hard money lender.
TGP Funding |
Most Traditional Banks |
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We focus on property value, not credit score | ||
We can fund loans in 4-10 days | ||
We can cross-collateralize properties | ||
Our Pre-approvals do not require credit checks |

Recently Funded Loans
Hover over image to see loan details
MANHATTAN BEACH, CA
Loan Amount: $1,000,000
Loan Type: Mezz
Property Type: Single Family
Loan-To-Value: 64%
Term: 11 Months
WESTCHESTER, NY
Loan Amount: $1,250,000
Loan Type: Refinance
Property Type: Single Family
Loan-To-Value: 52%
Term: 12 Months
NEWPORT BEACH, CA
Loan Amount: $1,330,000
Loan Type: Purchase
Property Type: Single Family
Loan-To-Value: 70%
Term: 24 Months
See Why TGP Funding is a Preferred Hard Money Lender
“TGP Funding did an excellent job in a short time frame. I feel their rates are competitive. Where I feel they distance themselves from the competitors is their ability to close quickly. My loan got funded in 8 days. Many thanks to the team at TGP Funding.” -Sarah H, coffee shop owner, San Diego
What Our Borrowers Are Saying About Us
San Diego Hard Money Lender
Property Types We Lend On
TGP Funding will consider a variety of property types including, but not limited to:





Where We Lend
TGP Funding lends in metropolitan cities and coastal areas nationwide
Frequently Asked Questions
A hard money loan is a real estate-backed loan where a borrower receives funds secured by equity in their property (or properties). Hard money lenders like TGP Funding are mainly focused on the equity in the property as opposed to the borrowers financials or credit score. Hard money loans are typically short-term ranging from six months up to two years.
Hard money lenders like TGP Funding primarily focus on a property’s equity to secure the loan. The borrower’s credit is considered, but is not a primary determinant in the underwriting process.
After receiving a signed term sheet, TGP Funding typically funds a loan in four to ten business days, depending on the complexity of the loan.
In many cases, a hard money loan is given similar weight as cash buyers because of the speed of which hard money loans close.
A hard money lender typically charges a few points in addition to interest on the loan. The points may vary between 1-4 typically and are paid at closing. For example, 1 point on a $500,000 loan is equal to $5000. These points are usually paid at settlement as part of the borrower’s closing costs. Hard money interest rates are typically in the 7-10% range depending on the complexity of the loan, the borrowers down payment, the location and the loan term.
Hard money loans typically won’t report credit. They may check your credit before lending, but it is not common to report the hard money loan to credit bureaus. Hard money lender’s lend against the asset and not your credit.
The majority of hard money lenders DO require a down payment. They’ll take a look at your credit score, experience, and maybe a few other factors. The lower the LTV, the stronger the deal and you may get more favorable terms. Down payments for hard money loans typically range from 20% to 40%. TGP Funding will also cross collateralize other properties owned by the borrower with equity if available.
A hard money loan is simply a short-term loan secured by real estate. Unlike traditional lending institutions, hard money lenders are mainly concerned with the equity in the property and the location as opposed to a borrowers credit score and financials. A major benefit to securing a hard money is the ability to close a hard money loan quickly. Most hard money loans take about five to seven days. Los Angeles hard money lender TGP Funding can typically fund hard money loans in about four to ten days on average.
Hard money loans make sense in many situations. You cannot compare a bank loan to a hard money loan. For starters, they are typically interest-only payments. Also, hard money loans are typically meant as bridge financing. Most hard money loans are made for 12-24 months. They are meant as a short term solution while the borrower secures long term financing or completed their business objective. Hard money loans are a good fit for wealthy investors who need to get funding for an investment property quickly, without any of the red tape that goes along with bank financing. Read When Is A Hard Money Loan A Good Idea Blog
Find Out What You Qualify For
TGP Funding can normally make a decision on loans within about 24 hours. Start your application now and find out if you are eligible for a hard money loan with TGP Funding. If you receive a term sheet, we can usually fund loans in about 4-10 business days.
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