TGP Funding2020-03-27T13:52:09-07:00

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About TGP Funding

  • Rates Starting At 7.50%, interest-only
  • Commercial & Residential Investment Properties
  • Up To 70% LTV
  • 6 months – 5 year terms available
  • Bad Credit OK (Asset Based Lender)
  • Foreclosure Bailouts OK

TGP Funding is a private mortgage fund that originates hard money loans and bridge loans ranging from $500,000 to $10,000,000 on properties located in metropolitan and coastal areas.

Borrowers turn to San Diego hard money lender TGP Funding for a fast and reliable financing source. The hard money lender prides themselves on their transparency and professionalism, their rapid response time, and competitive pricing and terms. They fund hard money loans in about 4-10 days typically.

What do you want to do?

Hard Money Lender purchase

purchase real estate

get started
Hard Money Lender refinance

refinance your loan

get started
Hard Money Lender renovation

renovate a property

get started

Why work with TGP Funding?

Integrity and transparency are core concepts we believe in at TGP Funding. Here are a few reasons our borrowers prefer to work with the hard money lender.

TGP Funding

Most Traditional Banks

We focus on property value, not credit score
We can fund loans in 4-10 days
We can cross-collateralize properties
Our Pre-approvals do not require credit checks
TPG Funding Bottom image

Recently Funded Loans

Hover over image to see loan details


Loan Amount: $1,000,000
Loan Type: Mezz
Property Type: Single Family
Loan-To-Value: 64%
Term: 11 Months


Loan Amount: $1,250,000
Loan Type: Refinance
Property Type: Single Family
Loan-To-Value: 52%
Term: 12 Months


Loan Amount: $1,330,000
Loan Type: Purchase
Property Type: Single Family
Loan-To-Value: 70%
Term: 24 Months

See Why TGP Funding is a Preferred Hard Money Lender

“TGP Funding did an excellent job in a short time frame. I feel their rates are competitive. Where I feel they distance themselves from the competitors is their ability to close quickly. My loan got funded in 8 days. Many thanks to the team at TGP Funding.” -Sarah H, coffee shop owner, San Diego

What Our Borrowers Are Saying About Us

San Diego Hard Money Lender

  • TGP Funding did a phenomenal job handling our transaction. They were very easy to work with and did just what... read more

    Mikaela H.

    TGP Funding is a very reputable San Diego hard money lender. The integrity of the entire company is professional,... read more

    Matthew J.

    Great folks! I highly recommend using TGP Funding. Their services, rates, and ability to close a deal is the... read more

    David E.
  • TGP funding is very reliable, honest, and professional. I highly recommend them!

    Jeff P.

    Angela at TGP Funding is the absolute best ever! She is organized and efficient and she closed my loan... read more

    Brittny S.

    Wow TGP Funding made my process easy and painless. I felt that they were upfront with what they needed... read more

    rey r.
  • TGP Funding is professional, transparent, and honest. I've recommended them to multiple friends and family members, and all have experienced... read more

    Dan P.

    Thank you TGP Funding for always providing an amazing quick and convenient experience. TGP Funding is our go to lender.... read more

    Josie D.

    TGP Funding is amazing at what they do! They were all very friendly and understanding. They helped me out so... read more

    Jennifer B.
  • Great hard money lender to work with! The TGP Funding Team made the process very simple and straightforward. I would... read more

    Anthony A.

    Great service by the team at TGP Funding. They provide very competitive rates with very reasonable charges when it comes... read more

    Kaitlyn Z.

    The team at TGP Funding is great to work with, they are fast and professional. They take pride in customer... read more

    Jennifer N.
  • TGP funding is a highly professional company that treats their clients very well and presents clear and easy options for... read more

    Greg C.
More Reviews On Google

Property Types We Lend On

TGP Funding will consider a variety of property types including, but not limited to:

Where We Lend

TGP Funding lends in metropolitan cities and coastal areas nationwide

Frequently Asked Questions

What is a hard money loan2019-12-18T21:15:43-08:00

A hard money loan is a real estate-backed loan where a borrower receives funds secured by equity in their property (or properties). Hard money lenders like TGP Funding are mainly focused on the equity in the property as opposed to the borrowers financials or credit score. Hard money loans are typically short-term ranging from six months up to two years.

What if I have a low credit score?2019-12-18T21:19:11-08:00

Hard money lenders like TGP Funding primarily focus on a property’s equity to secure the loan. The borrower’s credit is considered, but is not a primary determinant in the underwriting process.

How long does the loan process take?2019-12-18T21:20:25-08:00

After receiving a signed term sheet, TGP Funding typically funds a loan in four to ten business days, depending on the complexity of the loan.

Is a Hard Money Loan considered cash?2019-12-18T21:38:50-08:00

In many cases, a hard money loan is given similar weight as cash buyers because of the speed of which hard money loans close.

What is the cost of a hard money loan?2019-12-18T21:42:37-08:00

A hard money lender typically charges a few points in addition to interest on the loan. The points may vary between 1-4 typically and are paid at closing. For example, 1 point on a $500,000 loan is equal to $5000. These points are usually paid at settlement as part of the borrower’s closing costs. Hard money interest rates are typically in the 7-10% range depending on the complexity of the loan, the borrowers down payment, the location and the loan term.

Do Hard Money loans show up on credit?2019-12-18T21:44:52-08:00

Hard money loans typically won’t report credit. They may check your credit before lending, but it is not common to report the hard money loan to credit bureaus. Hard money lender’s lend against the asset and not your credit.

Do Hard Money loans require down payment?2019-12-18T21:48:06-08:00

The majority of hard money lenders DO require a down payment. They’ll take a look at your credit score, experience, and maybe a few other factors. The lower the LTV, the stronger the deal and you may get more favorable terms. Down payments for hard money loans typically range from 20% to 40%. TGP Funding will also cross collateralize other properties owned by the borrower with equity if available.

How do hard money loans work?2019-12-31T08:55:21-08:00

A hard money loan is simply a short-term loan secured by real estate. Unlike traditional lending institutions, hard money lenders are mainly concerned with the equity in the property and the location as opposed to a borrowers credit score and financials. A major benefit to securing a hard money is the ability to close a hard money loan quickly. Most hard money loans take about five to seven days. Los Angeles hard money lender TGP Funding can typically fund hard money loans in about four to ten days on average.

Are Hard Money Loans a Good Idea?2020-03-07T10:27:02-08:00

Hard money loans make sense in many situations. You cannot compare a bank loan to a hard money loan. For starters, they are typically interest-only payments. Also, hard money loans are typically meant as bridge financing. Most hard money loans are made for 12-24 months. They are meant as a short term solution while the borrower secures long term financing or completed their business objective. Hard money loans are a good fit for wealthy investors who need to get funding for an investment property quickly, without any of the red tape that goes along with bank financing. Read When Is A Hard Money Loan A Good Idea Blog

Find Out What You Qualify For

TGP Funding can normally make a decision on loans within about 24 hours. Start your application now and find out if you are eligible for a hard money loan with TGP Funding. If you receive a term sheet, we can usually fund loans in about 4-10 business days.

Get Your Loan Reviewed

TGP Funding Hard Money Lender

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Contact Info

406 Ninth Ave Suite 310

Phone: 858-367-3327