Los Angeles Hard Money Lender

TGP Funding is a Los Angeles hard money lender specializing in commercial transactions and quick close scenarios. TGP Funding can fund hard money loans within four to ten days typically.

Alternative Financing Options With TGP Funding

When bank financing is not an option, many turn Los Angeles hard money lender TGP Funding

  • Direct Lender
  • Pre-approval in 24-48 hours
  • Typical funding in four to ten days
  • Loan amounts up to $10 million

Purchase | Refinance | Cash-Out | Renovation | Flips

certified direct hard money lender

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How do hard money loans work?

A hard money loan is simply a short-term loan secured by real estate. Unlike traditional lending institutions, hard money lenders are mainly concerned with the equity in the property and the location as opposed to a borrower’s credit score and financials. A major benefit to securing a hard money is the ability to close a hard money loan quickly. Most hard money loans take about five to seven days. TGP Funding can typically fund hard money loans in about four to ten days on average.

A large majority of our loan portfolio is here in Los Angeles. TGP Funding is experienced in the many neighborhoods within Los Angeles county and can provide quick loan decisions for our borrowers.

What does hard money lender mean?

Hard money is a way to borrow without using traditional financing options such as a bank loan. A hard money lender is typically an individual investor who invests in notes, or a private mortgage fund such as TGP Funding.

Do hard money lenders require down payment?

Yes, many hard money lenders DO require a down payment. They’ll also look at experience, and maybe a few other factors. The lower the LTV, the stronger the deal and you may get more favorable terms. Down payments for hard money loans typically range from 20% to 40%. Los Angeles hard money lenders such as TGP Funding may also cross-collateralize other properties owned by the borrower with equity if available.

Are hard money loans a good idea?

Hard money loans make sense in many situations. You cannot compare a bank loan to a hard money loan. For starters, they are typically interest-only payments. Also, hard money loans are typically meant as bridge financing. Most hard money loans are made for 12-24 months. They are meant as a short-term solution while the borrower secures long term financing or completed their business objective. Hard money loans are a good fit for wealthy investors who need to get funding for an investment property quickly, without any of the red tape that goes along with bank financing.

If you are considering working with a Los Angeles hard money lender, TGP Funding can provide more clarity on how hard money loans work.

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Los Angeles hard money lender commercial building
Los Angeles hard money lender

What Our Borrowers Are Saying About Us

Imperial Beach Hard Money Lenders

TGP Funding is a very reputable San Diego hard money lender. The integrity of the entire company is professional, and the process of each phase of lending is quick and painless. I have known the team for years. If you are looking for a loan and you cant get bank financing, check these guys out.read more
Matthew Jackson
Matthew Jackson
18:29 17 Dec 19
Wow TGP Funding made my process easy and painless. I felt that they were upfront with what they needed and provided an offer very fast. I was surprised by how quick they wrapped it all up. They delivered exactly what they offered and did it very efficiently. Excellent they are San Diego hard money lender thanks again TGPread more
rey ruiz
rey ruiz
13:48 20 Dec 19
Great service by the team at TGP Funding. They provide very competitive rates with very reasonable charges when it comes to hard money loans, as well as clarification when needed. I would definitely recommend TGP to my friends!read more
Kaitlyn Zollin
Kaitlyn Zollin
16:58 08 Jan 20
TGP Funding is amazing at what they do! They were all very friendly and understanding. They helped me out so much. I will be referring everyone to them and definitely doing business with them again, if needed!read more
Jennifer Bruner
Jennifer Bruner
07:45 20 Dec 19
" TGP Funding is an outstanding hard money lender who gives his select clients 5 star service and results! Got a loan done in 8 days and it couldn't have gone smoother! "read more
Delayen Weeden
Delayen Weeden
17:23 08 Jan 20
TGP Funding is a very reputable San Diego hard money lender. The integrity of the entire company is professional, and the process of each phase of lending is quick and painless. I have known the team for years. If you are looking for a loan and you cant get bank financing, check these guys out.read more
Matthew Jackson
Matthew Jackson
18:29 17 Dec 19
Wow TGP Funding made my process easy and painless. I felt that they were upfront with what they needed and provided an offer very fast. I was surprised by how quick they wrapped it all up. They delivered exactly what they offered and did it very efficiently. Excellent they are San Diego hard money lender thanks again TGPread more
rey ruiz
rey ruiz
13:48 20 Dec 19
Great service by the team at TGP Funding. They provide very competitive rates with very reasonable charges when it comes to hard money loans, as well as clarification when needed. I would definitely recommend TGP to my friends!read more
Kaitlyn Zollin
Kaitlyn Zollin
16:58 08 Jan 20
TGP Funding is amazing at what they do! They were all very friendly and understanding. They helped me out so much. I will be referring everyone to them and definitely doing business with them again, if needed!read more
Jennifer Bruner
Jennifer Bruner
07:45 20 Dec 19
" TGP Funding is an outstanding hard money lender who gives his select clients 5 star service and results! Got a loan done in 8 days and it couldn't have gone smoother! "read more
Delayen Weeden
Delayen Weeden
17:23 08 Jan 20
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Recently Funded Loans

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MANHATTAN BEACH, CA

Loan Amount: $1,000,000
Loan Type: Mezz
Property Type: Single Family
Loan-To-Value: 64%
Term: 11 Months

WESTCHESTER, NY

Loan Amount: $1,250,000
Loan Type: Refinance
Property Type: Single Family
Loan-To-Value: 52%
Term: 12 Months

NEWPORT BEACH, CA

Loan Amount: $1,330,000
Loan Type: Purchase
Property Type: Single Family
Loan-To-Value: 70%
Term: 24 Months

Why work with TGP Funding?

Integrity and transparency are core concepts we believe in at TGP Funding. Here are a few reasons our borrowers prefer to work with us.

TGP Funding

Most Traditional Banks

We focus on property value, not credit score
We can fund loans in 4-10 days
We can cross-collateralize properties
Our Pre-approvals do not require credit checks

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